I was $475 delinquent on my Bancorpsouth Credit Card which was also serving as my overdraft protection.Because I was delinquent, the bank would continue to let me make DEBIT transactions.
For Example..."you have $50 in your acct. you try to buy $75 worth of groceries at Walmart...just decline the purchase!!! That's good business.
Not Bancorpsouth, they charged me $650 in overdraft fees!!!When I asked the site manager to please take some of those charges off, he so rudely replied, "We have to make our money somewhere"
I am so much more happier at Chase Bank!!!